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SOA Accelerated Underwriting Practices Survey
two Accelerated Underwriting (AU) surveys, one of direct companies and another of reinsurers. The surveys ... (AU) surveys, one of direct companies and another of reinsurers. Twenty-four direct companies and seven ...- Authors: Allen Klein
- Date: May 2024
- Competency: External Forces & Industry Knowledge; Professional Values; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality; Experience Studies & Data>Policyholder or participant behavior - Experience ; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Accelerated underwriting
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Summary of the December 2003 NAIC Meeting
Summary of the December 2003 NAIC Meeting Summary of the December 2003 NAIC Meeting Annuity ... Meeting Annuity reserves;Health insurance;Long-term care insurance=LTCI;National Association of Insurance ...- Authors: Larry M Gorski
- Date: Mar 2004
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Public Policy
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Who Needs Applied Actuarial Research?
Rob Brown’s review of the interplay between health care costs and pension dynamics. We were exposed to fuzzy ... traditional wholesalers are used, they should be able to direct sales concepts/ideas to specific client situations ...- Authors: Randall Wright
- Date: Jul 2004
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Actuarial Profession
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Profile of a Term Leader
that have increased prices lower. Without them, direct com- the number of classes they offer to panies ... While the fierce competition among reinsurers and direct companies is contrib- uting to lower term rates ...- Authors: John Tak
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
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SEAC Secondary Guarantees Debate
even if the cash surrender value is zero. The Primary Guarantee in a UL plan limits the maximum Cost ... consider a UL policy that, in addition to its primary guarantees, says if the owner pays a specified ...- Authors: Society of Actuaries
- Date: Dec 1999
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Secondary guarantees
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Product Pricing in the Year 2010
addition to the increased cost of reinsurance, direct writers are also concerned about reinsurer credit ... the amount of monies that the capital markets can direct toward an arbitrage opportunity, and the short ...- Authors: Michael Taht
- Date: Mar 2005
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance
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Does Preferred Wear Off?
see that gender does not “wear off ” during the primary insurance ages, then one may make the leap to say ... many other confounding variables—access to health care, smoking habits by gender, women in the workplace ...- Authors: Steven Cox
- Date: Jul 2004
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality; Life Insurance>Underwriting - Life Insurance
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2002 Inter-Company Expense Study of U.S.Individual Life Insurance and Annuities
2002 Inter-Company Expense Study of U.S.Individual Life Insurance and Annuities Highlights from ... channels: Career, Brokerage, PPGA, Multi-Line, Direct Response, Other and Unallocated (those expenses ...- Authors: Sam Gutterman
- Date: Nov 2004
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Annuities>Expenses - Annuities; Experience Studies & Data; Life Insurance>Expenses - Life Insurance
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Has the Illustrations Regulation Been Successful?
Has the Illustrations Regulation Been Successful? A commentary on whether or not the Illustrations ... being equal. While the regulation was not the primary cause of this phenomenon, it is interesting to ...- Authors: Scott Witt
- Date: Nov 2004
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance; Public Policy
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Product Development Beginning to End:Post symposium Seminar
20-year plans. The 20-year term plans have been the primary focus of the U.S. market for many years now. A ... Additionally, premium funding and lapse rates are the primary policyholder behavior concerns for ULSG pricing ...- Authors: Donna Christine Megregian
- Date: Oct 2013
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Annuities>Product development - Annuities; Life Insurance>Product development - Life Insurance